Neroli Mortgages & Finance - Terms and Conditions
Terms of website use
Please read these terms of use carefully
before you start to use the site. By using
our site, you indicate that you accept these
terms of use and that you agree to abide by
them. If you do not agree to these terms of
use, please refrain from using our site.
Reliance On Information Posted & Disclaimer
The materials contained on our site are
provided for general information purposes
only and do not claim to be or constitute
legal or other professional advice and shall
not be relied upon as such.
We do not accept any responsibility for any
loss which may arise from accessing or
reliance on the information on this site and
to the fullest extent permitted by English
law, we exclude all liability for loss or
damages direct or indirect arising from use
of this site.
Information about us
www.nerolimortgages.co.uk is a site operated
by Melfinco Limited ("We"); we are a company
registered in England and Wales under
registration number 8530273. Our registered
office is 1 Mill Lane, Westhoughton, BOLTON.
BL5 2DN.
We are regulated by the Financial Conduct
Authority and authorised and regulated by
the Financial Conduct Authority.
Accessing our site
Access to our site is permitted on a
temporary basis, and we reserve the right to
withdraw or amend the service we provide on
our site without notice (see below). We will
not be liable if for any reason our site is
unavailable at any time or for any period.
Intellectual property rights
We are the owner or the licensee of all
intellectual property rights in our site,
and in the material published on it. Those
works are protected by copyright laws and
treaties around the world. All such rights
are reserved.
You may print off one copy, and may download
extracts, of any page(s) from our site for
your personal reference and you may draw the
attention of others within your organisation
to material posted on our site.
You must not modify the paper or digital
copies of any materials you have printed off
or downloaded in any way, and you must not
use any illustrations, photographs, video or
audio sequences or any graphics separately
from any accompanying text. Our status (and
that of any identified contributors) as the
authors of material on our site must always
be acknowledged.
You must not use any part of the materials
on our site for commercial purposes without
obtaining a licence to do so from us or our
licensors.
If you print off, copy or download any part
of our site in breach of these terms of use,
your right to use our site will cease
immediately and you must, at our option,
return or destroy any copies of the
materials you have made.
Our site changes regularly
We aim to update our site regularly, and may
change the content at any time. If the need
arises, we may suspend access to our site,
or close it indefinitely. Any of the
material on our site may be out of date at
any given time, and we are under no
obligation to update such material.
Our liability
The material displayed on our site is
provided without any guarantees, conditions
or warranties as to its accuracy. To the
extent permitted by law, we, and third
parties connected to us hereby expressly
exclude:
All conditions, warranties and other terms
which might otherwise be implied by statute,
common law or the law of equity.
Any liability for any direct, indirect or
consequential loss or damage incurred by any
user in connection with our site or in
connection with the use, inability to use,
or results of the use of our site, any
websites linked to it and any materials
posted on it, including, without limitation
any liability for:
loss of income or revenue;
loss of business;
loss of profits or contracts;
loss of anticipated savings;
loss of data;
loss of goodwill;
wasted management or office time; and
for any other loss or damage of any kind,
however arising and whether caused by tort
(including negligence), breach of contract
or otherwise, even if foreseeable, provided
that this condition shall not prevent claims
for loss of or damage to your tangible
property or any other claims for direct
financial loss that are not excluded by any
of the categories set out above.
This does not affect our liability for death
or personal injury arising from our
negligence, nor our liability for fraudulent
misrepresentation or misrepresentation as to
a fundamental matter, nor any other
liability which cannot be excluded or
limited under applicable law.
Information about you and your visits to our
site
We process information about you in
accordance with our privacy policy. By using
our site, you consent to such processing and
you warrant that all data provided by you is
accurate.
Viruses, hacking and other offences
You must not misuse our site by knowingly
introducing viruses, trojans, worms, logic
bombs or other material which is malicious
or technologically harmful. You must not
attempt to gain unauthorised access to our
site, the server on which our site is stored
or any server, computer or database
connected to our site. You must not attack
our site via a denial-of-service attack or a
distributed denial-of service attack.
By breaching this provision, you would
commit a criminal offence under the Computer
Misuse Act 1990. We will report any such
breach to the relevant law enforcement
authorities and we will co-operate with
those authorities by disclosing your
identity to them. In the event of such a
breach, your right to use our site will
cease immediately.
We will not be liable for any loss or damage
caused by a distributed denial-of-service
attack, viruses or other technologically
harmful material that may infect your
computer equipment, computer programs, data
or other proprietary material due to your
use of our site or to your downloading of
any material posted on it, or on any website
linked to it.
Links from our site
Where our site contains links to other sites
and resources provided by third parties,
these links are provided for your
information only. We have no control over
the contents of those sites or resources,
and accept no responsibility for them or for
any loss or damage that may arise from your
use of them. When accessing a site via our
website we advise you check their terms of
use and privacy policies to ensure
compliance and determine how they may use
your information.
Jurisdiction and applicable law
The English courts will have non-exclusive
jurisdiction over any claim arising from, or
related to, a visit to our site.
These terms of use and any dispute or claim
arising out of or in connection with them or
their subject matter or formation (including
non-contractual disputes or claims) shall be
governed by and construed in accordance with
the law of England and Wales.
Trade marks
Neroli Mortgages and Finance is a trading
style of Melfinco Limited who are directly
authorised and regulated by the Financial
Conduct Authority. Melfinco Limited is
entered on the FCA register
(https://www.fca.org.uk/firms/financial-services-register) under
reference 759808.
Variations
We may revise these terms of use at any time
by amending this page. You are expected to
check this page from time to time to take
notice of any changes we made, as they are
binding on you. Some of the provisions
contained in these terms of use may also be
superseded by provisions or notices
published elsewhere on our site.
Your concerns
If you have any concerns about material
which appears on our site, please contact
patrick@nerolimortgages.co.uk.
Thank you for visiting our site.